Advice or Recommendations on Health Insurance Plans?

Discussion about jobs in Asia inc. Middle East

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GhostDog
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Posts: 1
Joined: 04 Jul 2010, 06:22
Status: New Teacher

Advice or Recommendations on Health Insurance Plans?

Unread post by GhostDog » 04 Jul 2010, 06:41

Hi, just got a job teaching at a middle school in Xinjiang, this will be my first ESL job. The contract I signed does not include health insurance, though Im told the school will cover treatment for low-level accidental injuries, (broken bones, etc). Can anyone recommend an affordable (I'm thinking under US$ 800 annual premium) plan or provider?
I just need a basic, bare-bones plan with emergency hospitalization, evac, and that kind of thing - so far the cheapest instant quotes I found online were about USD 900 -1000 with a USD 500 -1000 deductible, and I'm running short of cash with the outlay for airfare etc. Alternatively, what are the opinions about just going without insurance altogether? I'm sure it's fine - as long as one doesn't get seriously ill. (!)

RobJames
Rising Star
Posts: 25
Joined: 10 Sep 2009, 18:01
Status: Teacher

Re: Advice or Recommendations on Health Insurance Plans?

Unread post by RobJames » 13 Jul 2010, 16:22

Personally I would nt go near most of the hospitals in China. And do you think there's a decent hospital within 500 miles of Xinjiang ? I do nt think so. So, I d fly far away to get better treatment if it was possible. Look at the map, there's no developed modern city for hundreds of miles.

I would want insurance with the normal medivac. You should be able to find some insurance for a bit less....try looking for gap year insurance.

It's your choice but I m guessing your American and will see a big difference when you see a Chinese hospital.

PeterJ
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Posts: 2
Joined: 22 Sep 2019, 08:20
Status: Teacher

Re: Advice or Recommendations on Health Insurance Plans?

Unread post by PeterJ » 22 Sep 2019, 08:23

GhostDog wrote:
04 Jul 2010, 06:41
Hi, just got a job teaching at a middle school in Xinjiang, this will be my first ESL job. The contract I signed does not include health insurance, though Im told the school will cover treatment for low-level accidental injuries, (broken bones, etc). Can anyone recommend an affordable (I'm thinking under US$ 800 annual premium) plan or provider?
I just need a basic, bare-bones plan with emergency hospitalization, evac, and that kind of thing - so far the cheapest instant quotes I found online were about USD 900 -1000 with a USD 500 -1000 deductible, and I'm running short of cash with the outlay for airfare etc. Alternatively, what are the opinions about just going without insurance altogether? I'm sure it's fine - as long as one doesn't get seriously ill. (!)
Hello,
Do you have the possibility to subscribe a health insurance from Singapore ?

PeterJ
Member
Posts: 2
Joined: 22 Sep 2019, 08:20
Status: Teacher

Re: Advice or Recommendations on Health Insurance Plans?

Unread post by PeterJ » 30 Sep 2019, 18:44

PeterJ wrote:
22 Sep 2019, 08:23
GhostDog wrote:
04 Jul 2010, 06:41
Hi, just got a job teaching at a middle school in Xinjiang, this will be my first ESL job. The contract I signed does not include health insurance, though Im told the school will cover treatment for low-level accidental injuries, (broken bones, etc). Can anyone recommend an affordable (I'm thinking under US$ 800 annual premium) plan or provider?
I just need a basic, bare-bones plan with emergency hospitalization, evac, and that kind of thing - so far the cheapest instant quotes I found online were about USD 900 -1000 with a USD 500 -1000 deductible, and I'm running short of cash with the outlay for airfare etc. Alternatively, what are the opinions about just going without insurance altogether? I'm sure it's fine - as long as one doesn't get seriously ill. (!)
Hello,
Do you have the possibility to subscribe a health insurance from Singapore ?
I am talking more specifically about https://www.axa.com.sg/travel-insurance
Do you have more information ?

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