Hi, just got a job teaching at a middle school in Xinjiang, this will be my first ESL job. The contract I signed does not include health insurance, though Im told the school will cover treatment for low-level accidental injuries, (broken bones, etc). Can anyone recommend an affordable (I'm thinking under US$ 800 annual premium) plan or provider?
I just need a basic, bare-bones plan with emergency hospitalization, evac, and that kind of thing - so far the cheapest instant quotes I found online were about USD 900 -1000 with a USD 500 -1000 deductible, and I'm running short of cash with the outlay for airfare etc. Alternatively, what are the opinions about just going without insurance altogether? I'm sure it's fine - as long as one doesn't get seriously ill. (!)